Concept:Insufficient access to credit limits farmers' ability to invest in modern inputs and techniques.
Explanation:Most West African farmers operate on a small scale.
They often lack collateral, which banks require for loans.
As a result, they find it difficult to obtain financial help from banks and other lending institutions.
Without these funds, they cannot afford improved seeds, fertilizers, or farm machinery.
This prevents them from increasing their output, leading to low agricultural productivity.
Answer:C. farmers find it difficult getting help from financial institutions