Concept:Fidelity guarantee insurance protects an employer against financial losses caused by dishonest employees.
Explanation:Account personnel handle cash, records, and company funds.
If they act dishonestly, the organisation may suffer financial loss.
Fidelity guarantee insurance is an agreement where the insurer compensates the employer for such losses.
It covers the dishonesty or disloyalty of employees like accountants and cashiers.
Employers liability covers injuries to workers, not theft.
Life endowment and marine insurance are unrelated to employee dishonesty.
Answer:B. Fidelity guarantee.