Concept:Marine insurance covers risks connected with ships, cargo, and transport by sea.
Hull insurance is a specific type of marine insurance that protects the ship itself.
Explanation:A hull policy covers loss of or damage to the insured vessel and its machinery.
It is a contract that reimburses the shipowner for physical damage caused by marine perils.
Endowment is a life insurance product.
Fidelity insurance covers losses from employee dishonesty.
Accident insurance deals with personal injuries.
Only hull falls under marine insurance among the given options.
Answer:B. hull