Concept:Actuaries specialise in the financial impact of risk, mainly for insurance and pension schemes.
Explanation:Insurance companies rely on actuaries to examine data on accidents, illnesses, or deaths.
By studying these risks, actuaries determine the likelihood of claims being made.
They then use this risk analysis to calculate the insurance premiums that customers must pay.
This task is different from underwriting, settling claims, or assessing general profits.
Answer:B. calculate insurance premiums.