Concept:Money at call and short notice refers to very short-term lending by banks.Explanation:These are loans made for a very short period, often from a few days up to one week.They are usually given to other financial institutions, especially dealers in the money market.The money market specialises in short-term borrowing and lending of funds.This is different from long-term lending to industry, commerce, overseas central banks, or the capital market.Answer:D. the money markets.