Concept:The type of cheque that the payee can present directly for cash at the bank counter.
Explanation:An open cheque is simply a cheque without the crossing lines on its face.
Because it is not crossed, the bank is allowed to pay the cash immediately to the person holding it.
This is why it is often described as a bearer cheque.
The payee can go to the teller, present the cheque, and receive the money over the counter.
A crossed cheque cannot be cashed over the counter because it must be deposited into a bank account.
A certified cheque is one whose payment is guaranteed by the bank, but it is not the feature described here.
A bank draft is a cheque issued by the bank on itself, not by the account holder.
Therefore, the only cheque that fits the description in the question is an open cheque.
Answer:C. open cheque