Concept:Contribution is an insurance principle that applies when the same property is insured by more than one company.Explanation:Contribution prevents the insured from collecting more than the actual value of the loss from all insurers combined.Each insurance company pays only its fair share of the loss.This stops the insured from making a profit out of an insurance claim.The other options are different: indemnity restores the insured to the original financial position, proximate cause deals with the nearest cause of loss, and uberrimae fidei means utmost good faith.Therefore, the principle described in the question is contribution.Answer:B. contribution