Concept:Insurance contracts require the insured to reveal every important fact honestly.
Explanation:This principle is called
uberrimae fidei, meaning "utmost good faith".
It obliges both parties to disclose all material facts before signing the policy.
The insured must not hide risks or give false information.
Due to this rule, insurance is different from ordinary contracts.
The correct phrase is
uberrimae fidei, not "fidel".
The options describe other rules, but this doctrine matches full disclosure.
Answer:D. uberrimae Fidel — properly written as
uberrimae fidei.