Concept:Burglary insurance is a form of indemnity because it compensates the insured for the actual financial loss suffered through theft or break-in.
Explanation:Indemnity insurance restores the insured to the same financial position they were in before the loss occurred.
It covers measurable losses such as damage to property, goods, or assets.
Burglary causes a direct financial loss of the stolen items, so the insurer pays compensation based on the value of what was lost.
Fidelity guarantee insurance, on the other hand, covers losses caused by employee dishonesty, not burglary.
Non-indemnity insurance, such as life assurance, pays a fixed benefit rather than compensating an actual loss.
Since burglary involves a quantifiable loss, it clearly falls under indemnity insurance rather than a non-insurable risk.
Answer:A. Indemnity insurance